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3 hours ago

There is no one-size-fits-all approach to risk pooling, and the way it is implemented varies worldwide.

Health financing through taxation or insurance is all about pooling the risk faced by any individual of potentially catastrophic expenditure on healthcare. Funds gathered at scale can be pooled together to allow them to be used more efficiently and effectively. In some countries, risk pooling is done through a unitary system where all risks are pooled together in a single national fund. In other countries, risk pooling is done through a fragmented system with a series of independent risk pools for different population groups.

Read more about health financing and risk pooling in the #economicslens.

www.economicsbydesign.com/health-financing-risk-pooling/

#riskpooling #healtheconomics #healthfinancing
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There is no one-size-fits-all approach to risk pooling, and the way it is implemented varies worldwide.   Health financing through taxation or insurance is all about pooling the risk faced by any individual of potentially catastrophic expenditure on healthcare. Funds gathered at scale can be pooled together to allow them to be used more efficiently and effectively.  In some countries, risk pooling is done through a unitary system where all risks are pooled together in a single national fund. In other countries, risk pooling is done through a fragmented system with a series of independent risk pools for different population groups.  Read more about health financing and risk pooling  in the #economicslens.   https://www.economicsbydesign.com/health-financing-risk-pooling/   #riskpooling #healtheconomics #healthfinancing

Health insurance is an attractive source of revenue for health financing, and the market for health insurance is significant and global. But there are many challenges including; the cost of health premiums for people on low incomes, the size of deductibles and co-payments, which can result in financial hardship for people who need healthcare, and exemptions for pre-existing conditions making it hard for individuals who most need it, to obtain cover. This is why so many countries worldwide provide state-funded healthcare coverage.

Read more about sources of revenue to finance health spending in the #economicslens: www.economicsbydesign.com/health-financing-revenue-sources/

#healthfinancing #healtheconmics #healthexpenditure
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Health insurance is an attractive source of revenue for health financing, and the market for health insurance is significant and global. But there are many challenges including; the cost of health premiums for people on low incomes, the size of deductibles and co-payments, which can result in financial hardship for people who need healthcare, and exemptions for pre-existing conditions making it hard for individuals who most need it, to obtain cover. This is why so many countries worldwide provide state-funded healthcare coverage.   Read more about sources of revenue to finance health spending in the #economicslens: https://www.economicsbydesign.com/health-financing-revenue-sources/  #healthfinancing #healtheconmics #healthexpenditure

Health financing through taxation or insurance is all about pooling the risk faced by any individual of potentially catastrophic expenditure on healthcare. Funds gathered at scale can be pooled together to allow them to be used more efficiently and effectively. However, risk pooling in Health Financing is not just about sharing risk; it is also an opportunity for redistribution and mitigating health inequalities.

Read more about Risk Pooling in the #economicslens:
www.economicsbydesign.com/health-financing-risk-pooling/

#riskpooling #healtheconomics #healthfinancing
... See MoreSee Less

Health financing through taxation or insurance is all about pooling the risk faced by any individual of potentially catastrophic expenditure on healthcare. Funds gathered at scale can be pooled together to allow them to be used more efficiently and effectively. However, risk pooling in Health Financing is not just about sharing risk; it is also an opportunity for redistribution and mitigating health inequalities.  Read more about Risk Pooling in the #economicslens: https://www.economicsbydesign.com/health-financing-risk-pooling/   #riskpooling #healtheconomics #healthfinancing

Catastrophic Health Spending occurs when healthcare costs exceed what a household can afford to pay. This can lead to financial hardship and even poverty. The World Health Organisation and the World Bank Monitoring Report on Financial Protection 2021, report catastrophic health spending using two thresholds; when out-of-pocket expenditure is above 10% or 25% of household income. Some studies have used different indicators, for example, where out-of-pocket spending is above 40% of non-food consumption.

The image below shows that the size of the population facing catastrophic health expenditure was increasing even before the COVID-19 Pandemic.

Read more about sources of revenue to finance health spending in the #economicslens www.economicsbydesign.com/health-financing-revenue-sources/

#healthfinancing #healtheconmics #healthexpenditure
... See MoreSee Less

Catastrophic Health Spending occurs when healthcare costs exceed what a household can afford to pay. This can lead to financial hardship and even poverty. The World Health Organisation and the World Bank Monitoring Report on Financial Protection 2021, report catastrophic health spending using two thresholds; when out-of-pocket expenditure is above 10% or 25% of household income. Some studies have used different indicators, for example, where out-of-pocket spending is above 40% of non-food consumption.  The image below shows that the size of the population facing catastrophic health expenditure was increasing even before the COVID-19 Pandemic.  Read more about sources of revenue to finance health spending in the #economicslens https://www.economicsbydesign.com/health-financing-revenue-sources/  #healthfinancing #healtheconmics #healthexpenditure

There are many different ways to achieve Universal Health Coverage, but all require a mix of financing mechanisms. The most common way to finance health care is through a mix of public and private sources.

Read more about sources of revenue to finance health spending in the #economicslens:
www.economicsbydesign.com/health-financing-revenue-sources/

#healthfinancing #healtheconmics #UTC #healthspending
... See MoreSee Less

There are many different ways to achieve Universal Health Coverage, but all require a mix of financing mechanisms. The most common way to finance health care is through a mix of public and private sources.  Read more about sources of revenue to finance health spending in the #economicslens: https://www.economicsbydesign.com/health-financing-revenue-sources/   #healthfinancing #healtheconmics #UTC #healthspending
2 weeks ago

Every five years, the Climate Change Act 2008 requires that a Climate Change Risk Assessment is undertaken. The recent Assessment represented a very substantial body of evidence and identified 61 broad risks and opportunities from climate change in the UK.

Of the 61 risks, 34 are classified as ‘more action needed’. This means that new and more decisive or different action is required in the next five years, over and above those actions planned.

Read more about the economics of climate adaptation in the #economicslens from guest author Nigel Miller.

www.economicsbydesign.com/the-economics-of-climate-adaptation/

#climatechange #climateadaptation #economics
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Every five years, the Climate Change Act 2008 requires that a Climate Change Risk Assessment is undertaken. The recent  Assessment represented a very substantial body of evidence and identified 61 broad risks and opportunities from climate change in the UK.  Of the 61 risks, 34 are classified as ‘more action needed’. This means that new and more decisive or different action is required in the next five years, over and above those actions planned.  Read more about the economics of climate adaptation in the #economicslens from guest author Nigel Miller.  https://www.economicsbydesign.com/the-economics-of-climate-adaptation/  #climatechange #climateadaptation #economics
2 weeks ago

Recent international modelling work from COACCH (CO-designing the Assessment of Climate CHange costs) estimates economic costs to the UK, in aggregate, could be >1 to 1.5% of GDP/year by 2045 (central estimate). They rise significantly in later years, especially if the Paris Goals are missed – the Paris Agreement (2015) is an international treaty on climate which included commitments to contain climate change, preferably to 1.5C above pre-industrial levels.

Read more about the economics of climate adaptation in our #economicslens from guest author Nigel Miller.

www.economicsbydesign.com/the-economics-of-climate-adaptation/

#climatechange #climateadaption #healtheconmics #COACCH
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Recent international modelling work from COACCH (CO-designing the Assessment of Climate CHange costs) estimates economic costs to the UK, in aggregate, could be >1 to 1.5% of GDP/year by 2045 (central estimate). They rise significantly in later years, especially if the Paris Goals are missed – the Paris Agreement (2015) is an international treaty on climate which included commitments to contain climate change, preferably to 1.5C above pre-industrial levels.   Read more about the economics of climate adaptation in our #economicslens from guest author Nigel Miller.   https://www.economicsbydesign.com/the-economics-of-climate-adaptation/  #climatechange #climateadaption #healtheconmics #COACCH
2 weeks ago

The overall cost of global climate disasters has risen from $175bn in 1970 to $1,381bn in 2019! That's an increase of $63bn per year! Read more about the health economics of climate change in our #economicslens blog.

www.economicsbydesign.com/the-health-economics-of-climate-change/

#healtheconomics #climatechange
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The overall cost of global climate disasters has risen from $175bn in 1970 to $1,381bn in 2019! Thats an increase of $63bn per year!  Read more about the health economics of climate change in our #economicslens blog.  https://www.economicsbydesign.com/the-health-economics-of-climate-change/  #healtheconomics #climatechange
3 weeks ago

The Economics of Climate Adaptation

Climate adaptation initiatives provide excellent value for money. Returns on investment vary from 2:1 to 10:1. For example, for every £1 invested in adaptation, there is a return of £2 to £10.

Read more about the economics of climate change in the latest #economicslens blog from our guest author, Nigel Miller.

www.economicsbydesign.com/the-economics-of-climate-adaptation/

#economics #climatechange #ClimateAdaptation
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The Economics of Climate Adaptation  Climate adaptation initiatives provide excellent value for money.  Returns on investment vary from 2:1 to 10:1. For example, for every £1 invested in adaptation, there is a return of £2 to £10.     Read more about the economics of climate change in the latest #economicslens blog from our guest author, Nigel Miller.  https://www.economicsbydesign.com/the-economics-of-climate-adaptation/  #economics #climatechange #climateadaptation
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